Introduction

In today’s world, credit does indeed matter. In fact, obtaining and using different types of credit instruments is part of almost every American’s financial life. However, because it is so easy to make expensive mistakes that can follow you for a long time, it is a good idea to learn how to borrow wisely from the beginning. This module covers the core concepts of credit usage, including:

• What is credit?
• Getting started
• Using credit to your advantage
• Deleting Your Debt
• Consumer rights and responsibilities